Product Manager

The candidate has 18 years of very good experience, 12 years in Market Risk Management and is currently in his seventh year in Internal Audit. He has always worked in banking and his main responsibilities include market risk management, product controlling and audit methodologies as well as internal audit reporting. He has managed smaller departments of 3 or 4 colleagues in size. The candidate is an expert in his work and holds the title of CIA Certified Internal Auditor and he knows how external audit works as well. He is relatively happy in his current job, but is looking around for a new opportunity as he has always been attracted to advisory and consulting positions. In addition, he has also reached a limit there in terms of further development and would like to develop himself further. English is not a problem for him and he would also be able to speak German again within a year. Personality-wise, The candidate is a very pleasant, kind and friendly person who is easy to communicate with.

9/2018 - as of now: Position from 12/2020: Auditor Expert/Chief IA methodologist

• Developing and implementing internal audit methodologies.
• Reporting internal audit activities to various stakeholders. Position till 11/2020: Auditor Expert
• Participating or leading operational audits within SLSP HQ.
• Auditing topics including liquidity risk management, ILAAP, ICAAP, mortgages, cover bonds, consumer loans decision making, conflict of interest management, interest rate risk, dormant accounts, electronic sales channels, and retail credit risk management.

4/2018- 8/2018: Break

4/2015- 3/2018: Position: Head of internal audit and internal control/Audit supervisor (Group)

• Conducting or leading operational audits within ING CEE Wholesale Banking network, shared service centers, and head office.
• Representing internal audit and control function registered at the local Central Bank.
• Responsible for risk assessment and audit planning process.
• Auditing various entities including financial markets, market research, bank treasury, lending services, international payment processing, risk management, finance, outsourcing, market risk management, procurement, and mobile banking.

6/2014- to 3/2015: Position: Team leader market risk management

• Overseeing market risk management and counterparty risk management function.
• Monitoring risk metrics, credit valuation adjustments, collateral management, hedge accounting, and ALCO membership.

2/2007- to 5/2014: Position: Head of Market risk management and Product controlling department (MRM/PC)

• Managing market risk management and product controlling function.
• Responsible for trading, ALM, and retail risk management.
• Utilizing variance covariance, historical VaR, EaR, BPV, GAP, and replication portfolios methods.
• Reporting daily P&L for financial markets products and retail ING Konto.
• Acting as ALCO vice-chairman and overseeing credit valuation adjustments.
• Project manager for implementing advanced financial markets products and building the MRM/PC department.

3/2004- 1/2007: Position: Market risk manager and Product controller (MRM/PC)

• Responsible for market risk management and product controlling functions.

1/2004 – 2/2004: Position: Financial controller, management trainee

• Handling SAP R/3 controlling.

1/2003 – December 2003: Position: Controller and risk manager

• Creating and modeling bank financial plans.
• Conducting interest, fundamental, and other analysis for top management.
• Generating NBS prudential reports.
• Participating as a full ALCO member.

2001-2002: Position: External editor of popular articles about banking.